Cover repair costs, even if you’re at fault.
Even the best drivers can make mistakes, and fixing your vehicle can be expensive. Collision coverage helps pay for your vehicle repairs, towing, storage and more, even if you were responsible for the crash.
How does Collision coverage help you?
Collision coverage covers your repair costs when you hit another vehicle, object or the surface of the road. This coverage extends to vehicle damage caused by an unidentified driver (hit and run).
Some customers with a history of at-fault crashes can only buy Collision insurance with a high deductible, or may not qualify for this coverage. To find out more about how Collision coverage could benefit you, talk to your broker.
Why get it? Here's an example
Dave ran into another car at an intersection. He was responsible for the crash and he had Collision coverage so the costs for his car's repairs (minus the deductible) are covered. If he didn’t have Collision coverage, he’d have to pay those repair costs—which could be thousands of dollars—himself.