Claims
When a vulnerable road user is hit by a passing vehicle
These crashes happen when a vulnerable road user is struck by a passing motor vehicle.
What's a vulnerable road user?
A vulnerable road user is a person not in a motor vehicle and includes pedestrians, cyclists, and people in or on a motorcycle, kick scooter, wheelchair, stroller, electric mobility devices and other human-powered or micro-mobility devices.
In this diagram, the vehicle is passing too closely to the kick scooter rider.

Driver = 100%
Vulnerable road user = 0%
The rules of the road
The driver must maintain 1 to 1.5 metres of space, depending on speed limits and location, when passing a vulnerable road user to ensure it's safe and avoid cutting them off. Therefore, the driver would be found 100% responsible.
What does it say in the Motor Vehicle Act?
Section 144.1: Additional duty respecting vulnerable road users
Section 157.1: Duty when overtaking pedestrians, cyclists or certain other persons
Questions?
If you have questions about your responsibility assessment, please contact your claim representative.
If you wish to dispute the assessment, find out how to file a dispute.