Driver licensing

Driver Penalty Point Premium

Drivers with more driving offences or convictions get involved in more crashes than other drivers. If you’ve accumulated points on your driving record, you could receive a bill for a driver premium. There are two different driver premium programs, both of which are assessed annually – the Driver Penalty Points (DPP) Premium and the Driver Risk Premium.


How we set insurance premiums

If you have frequent or serious driving convictions resulting from violations, your premium costs for Collision and Third Party Liability coverages may be impacted.

For more information, read the news release.​