Getting into a collision is stressful enough. It's even worse finding out that the policy that covers the other driver doesn't have enough coverage.
When it comes to auto insurance, it's a good idea to look out for yourself rather than rely on others to have enough coverage. A serious crash could leave you with medical costs for the rest of your life. Extension Underinsured Motorist Protection (UMP) increases the protection provided under your
Basic Autoplan, in the event that the policy covering the at-fault driver has insufficient coverage.
If you're in a crash where the applicable policy (the one that covers the at-fault driver) doesn't have enough insurance, your total UMP limit will cover things like medical costs, rehabilitation and lost wages for:
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