Treatment and recovery
No matter who's responsible (at fault) in a crash, your ICBC Basic insurance will pay for your medical care and treatment, under Accident Benefits, up to $300,000.
Medical and rehabilitation expenses
Once you start your claim, your ICBC claim adjuster will provide you with details of what is covered under your Accident Benefits for medical care and treatment. You can expect your adjuster to reach out.
medical benefits include coverage for
- ambulance services
- registered massage therapy
Your adjuster will explain whether ICBC can make direct payment for your treatments or if you'll need to pay first and be reimbursed. If you're paying first, please keep your receipts.
If you have access to other insurance (for example, extended health care from your employer) or if your employer provides wage loss benefits, please see other providers for more information on next steps.
If you have any questions or concerns, please
talk to your adjuster to discuss your options for medical treatment.
When another driver is at fault
If someone else is responsible for the crash, you may be compensated (in addition to medical benefits). For more information, see
settling a claim.