The information on this page primarily applies to customers with crashes that occurred before May 1, 2021.
If your injury meets the definition of a minor injury, this will only impact the General damages portion of your claim settlement. General damages is the term for compensation that may cover pain and suffering and the inability to perform certain activities.
If your crash occurred on or after May 1, 2021
Enhanced Care came into effect on May 1, 2021. Crashes that happened on or after May 1 follow the rules of Enhanced Care and the information on this page will likely not apply.
What is a minor injury?
B.C's minor injury definition includes:
- general aches and pains
- road rash
- persistent pain
- minor whiplash
- temporomandibular joint disorder or TMJ (pain in your jaw joint and in the jaw muscles)
- mild concussions
- short-term mental health conditions.
A medical professional – not ICBC – will diagnose your injury, and this diagnosis will determine whether it is minor or not.
If your crash occurred on or after May 1, 2021, you will receive Enhanced Care benefits regardless of responsibility and do not qualify for minor injury compensation, except in rare circumstances.
In the rare instance where minor injury compensation applies, the payout limit for crashes that happened on or after April 1, 2022 is $5,831. For crashes that happened between April 1, 2021 and March 31, 2022, the limit is $5,672. For crashes that happened between April 1, 2020 and March 31, 2021, the limit is $5,627.