Autoplan insurance

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​Buy or renew your insurance

ICBC's Autoplan insurance is sold exclusively through our province-wide network of 900 Autoplan brokers. These brokers are licensed professionals who can help you choose the right insurance protection for you, your family and your vehicle.

Auto insurance isn't always easy to understand. Your broker is there to help you compare and customize Autoplan coverage to fit your individual needs—the products you choose, the length of your policy, your payment options and more.

Find a broker near you.

Choosing a policy length

Autoplan policies can last from one day to one year, so you have lots of options to meet your needs.

One-year Autoplan policy This is the option most customers choose, and many use our monthly payment plan to spread the cost over a year.  ​
Short-term Autoplan policy
- 3 to 11 months
When your vehicle won't be on the road for a full year, a short-term policy might be your best choice. You'll pay a small surcharge, but the total cost will be less than a full-year policy.
Temporary Operation Permit
- 1 to 15 days​
This is a good option if you only need a few days of coverage. If you're going to need several TOPs, you may save yourself money by buying a three-month policy. Talk to your broker about the best options for you.

​Renewing early

You can renew your insurance early, up to 55 days before your Autoplan policy expires.

Keep your insurance up to date

Be sure the information on your Autoplan policy is correct and current. If it isn't, you may not be covered if you have a claim.

Talk to your local broker if you're:

  • Moving (even within the same community) or temporarily relocating      
  • Changing the way you use your vehicle (for example, you start driving to work or school)      
  • Driving a different vehicle
  • Modifying your vehicle (for example, changing its colour, chassis, fuel type)      

Other factors can also affect your insurance, so please ask your broker if you have any other changes.

Tickets, fines and penalties

Please note that before you renew, you'll need to pay any outstanding amount that you owe​ to ICBC or the provincial government, including traffic tickets, penalty point premiums and any Autoplan debt.

Contact us if you have questions about your debts or payments.

Moving to B.C.?

Find out how to register, licence and insure your vehicle if you're moving to B.C.