Insuring your collector vehicle

Once your vehicle has collector status, you can get collector plates and insurance.

Will I pay a lower insurance premium?

Your collector vehicle may qualify for a lower insurance premium if you have

• another licensed, non-collector vehicle, or
• a company-assigned vehicle that's used for general transportation. (This includes a vehicle insured under one of these rate classes: pleasure, to and from work, business, farm, artisan, fisherman or delivery.)

If the only vehicle you have is your collector vehicle, it may still qualify for collector plates. However, it won't qualify for the lower, collector vehicle insurance premium.

Extra insurance coverage

For extra protection, we recommend Optional extended coverage, such as Collision, Comprehensive or Specified Perils.

Also, our Agreed Value coverage for collector cars (PDF) is a great way to guarantee your vehicle's value if it is damaged and has to be written off.