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Report-a-claim in the Lower Mainland by calling 604-520-8222 or 1-800-910-4222 for the rest of B.C.

For you

Extended Third Party Liability | Excess Underinsured Motorist Protection | Loss of Use | Vehicle Travel Protection

Excess Underinsured Motorist Protection

Basic Autoplan provides Underinsured Motorist Protection (UMP) [click for definition] of up to $1,000,000.

With Excess Underinsured Motorist Protection, you can increase your coverage to $2,000,000, for only $25 a year.

If you or your passengers are injured in a crash where the at-fault driver doesn't have enough insurance to cover your claim, UMP covers you and anyone else riding in your vehicle. It covers you no matter what vehicle you're riding in, and it covers members of your household riding in any vehicle except for ones they own.

UMP also covers you and members of your household if an underinsured motorist injures you when you're a pedestrian or a cyclist.