Many Comprehensive claims are the result of events beyond our direct control.
However, there are steps you can take to reduce your chances of having a Comprehensive claim.
Here are some suggestions:
Auto crime — use a good anti-theft device; avoid parking behind fences or hedges; don't leave things in your car. More tips to avoid auto crime.
Animal collisions — watch out for yellow wildlife warning signs; reduce your speed; be extra cautious at dawn or dusk. More tips to avoid a wild animal collision (B.C. Conservation Foundation)
Windshield damage — Always keep a safe distance behind vehicles; when a vehicle is passing you, let it pass you quickly.
Windshield repairs — Sometimes, a windshield can be safely repaired instead of replaced. The cost of a windshield repair is not covered by your insurance. In most cases, however, the cost of a windshield repair is considerably less than your deductible.
