Question
Why do I have to pay a deductible when the accident wasn't my fault?
Answer
When you buy insurance, the price you pay depends in part on the amount of deductible you choose. The higher the deductible, the lower the cost of your premium.
The deductible is the uninsured portion of any damage to your vehicle. That is, it is the amount you must pay towards repairs or costs; your insurance pays for the rest.
If the other driver is at fault and insured by ICBC, your deductible may be reimbursed or waived.
