Multiple-crash premium

The multiple-crash premium was introduced on Sept. 1, 2000, to help reduce the number of crashes on our roads.

We have found that by introducing the premium, drivers have become more considerate of their actions and are less likely to drive in a way that could cause a crash.

How much does it cost?

If you are 50 per cent or more at fault for three crashes in three years, you may be required to pay $1,000, plus your Autoplan premium. For each additional crash within three years, you would pay an extra $500.

If you are less than 50 per cent at fault for these crashes, the multiple-crash premium doesn’t apply to you.

How to pay

You can pay your multiple-crash premium any time in person or by mail.

You won’t be able to renew your licence or Autoplan insurance until you have paid it. Also, interest is applied to any outstanding amount.

Paying in person

Please bring the bill we sent to you and pay at one of these locations:

• many banks and other financial institutions
• most Autoplan brokers
• driver licensing offices
• claim centres

Pay by cash, cheque or money order. Most locations will also accept credit or debit card.

Paying by mail

If you pay by mail, be sure to include:

1. payment
   
   • by cheque or money order, payable to the Insurance Corporation of British Columbia, or
   • by credit card with the completed Visa, MasterCard, or American Express form that was attached to your bill
2. the completed remittance slip attached to the bill, or a note with the following details about the multiple-crash premium:
   • the bill number
   • your full name
   • address
   • driver's licence number, and
   • date of birth.

Please send these items to:

ICBC Revenue Accounting
151 West Esplanade
North Vancouver, BC V7M 3H9

Please don't send cash in the mail. Also, we suggest keeping your cancelled cheque or money order receipt as proof of payment.

Disputes

Unfortunately, you cannot dispute your multiple-crash premium, but you may be able to dispute your fault in the crashes.

If your dispute is successful, you could avoid paying this premium.

Options to reduce or avoid payment

You can avoid paying the multiple-crash premium by giving up your licence for one year.

Because this isn’t possible for everybody, you can also choose a different length of time to give up your licence. You will receive a reduction based on how long you stop driving.

Note: Interest will be applied to any outstanding amounts.

Steps to get your reduction

To give up you licence:

1. Go to a driver licensing office.
2. Let them know that you would like to give up your licence to reduce the premium.
3. When your chosen length of time has passed, call ICBC to discover how much you now owe from
   • the Lower Mainland: 604-661-2800
   • anywhere in B.C.: 1-800-663-3051 (toll free)
4. Return to a licensing office to reapply for your licence
5. Pay what is owed on your multiple-crash premium and a $17 licence reissue fee.