How Driver Penalty Points are calculated and reported

To calculate Driver Penalty Point premiums: Each year we look at the total number of points you received during a 12-month period we call your “assessment period.” This period ends five months before your birthday.

Note: Your assessment period may include driving offences during an earlier period which have only recently been recorded on your driving record.

Driver Penalty Points (DPP’s) are collected on your driving record through traffic offences. Each offence carries a different number of points. Each year we look at the total number of points you received during a 12-month period we call your "assessment period."

If you collect more than three points on your driving record during the assessment period, you must pay a Driver Penalty Points Premium.

If you must pay a Driver Penalty Point premium, we’ll send you a bill four weeks before your birthday. This bill will also show all the points on your record.

Let’s look at a couple of examples:

• Find out how many points you could receive for different traffic offences.
• See the Driver Penalty Points Premium Chart and learn the costs.
• Your driving record