If you are injured in a crash, you are entitled to Accident Benefits regardless of fault. These following benefits are available to motorists, cyclists and pedestrians involved in a crash with a B.C. motorist:
If you have permanent injuries, Accident Benefits also pays for costs such as:
If you are injured in a motor vehicle crash, you can apply for ICBC Accident Benefits to help you with medical costs and wage loss, regardless of who is at fault.
IMPORTANT: You only have 90 days after your crash to return your Accident Benefits form to your adjuster, or you may lose your right to claim for those benefits.
If you and the other motorist are working (as employees or employers) at the time of the crash, you would not be covered under Accident Benefits. You would need to report your claim to WorkSafeBC
.
Accident Benefit claims that occur out of B.C. may be subject to the laws of that jurisdiction. If you are injured in a crash outside B.C., please discuss with your adjuster.
Need more information? Learn more about Accident benefits and Basic Autoplan.