Wage Loss Benefits

Wage loss benefits are available to an insured person who is employed [click for definition] and who is unable to work because of a disability caused by a motor vehicle crash.

If you are injured in a motor vehicle crash, the amount paid by ICBC to you will largely depend on two factors:

Your average gross weekly earnings, and...
How much you receive in wage loss payments from other sources, like Employment Insurance. These are deducted from your ICBC wage loss payment.

In any case, the maximum ICBC payment to you would be $300 per week. Also, you do NOT receive any benefits from ICBC during the first seven days of your disability.

How long do wage loss benefits continue?

Benefits are available only to people whose injuries have rendered them totally disabled for eight days or more. Eligibility begins on the eighth day of disability.

ICBC Accident Benefits are payable for the duration of your disability, or until you reach age 65, whichever comes first. There are two exceptions:

If you were employed at the time of your crash and TURNED 65 after the accident, you will still be entitled to benefits for 104 weeks if your disability continues during that time. However, no ICBC Accident Benefits will be payable to you beyond 104 weeks.
If you were OVER 65 and employed at the time of your crash, you are entitled to benefits for 104 weeks if your disability continues during that time. However, no ICBC Accident Benefits will be payable to you beyond 104 weeks.

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Wage Loss Benefits

How long do wage loss benefits continue?

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