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  • How to make a claim
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      • You're a B.C. resident and the crash happened inside B.C.
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  • What if I'm injured?
    • Meet your adjuster
      • What if I'm too injured to go to a claim centre?
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    • Dealing with your vehicle
    • Assessing liability
      • ICBC Third Party Legal Liability Insurance
      • Who decides liability?
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      • Your insurance premium may be affected
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      • Common examples of crash situations
      • What if a private insurance company insured one of the vehicles?
      • What if a private insurance company insured one of the vehicles?
      • What if I don't agree with the liability decision?
      • Take it to court
      • Should I repair my car right away?
      • Should I repay my claim for vehicle damage
    • Making an injury claim
      • Starting your claim
      • Payments for treatment
      • What's needed for an injury claim?
      • Problematic claims — why some claims require special treatment
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      • What if I was injured by a hit and run driver?
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    • Therapy and rehabilitation
      • ICBC "No Fault" Accident Benefits
      • Medical and rehabilitation expenses
      • Homemaker benefits
      • Wage loss benefits
      • Injury support
      • Limitations to Accident Benefits
      • Compensatory damages
    • What if I can't work?
      • Is there a deadline to apply for wage loss benefits under ICBC's Accident Benefits coverage?
      • Do I need to provide proof of employment?
      • Do I need to apply for disability payments from Employment Insurance (EI)?
      • What if I receive other disability benefits while I am off work?
      • What if I was injured during the course of my employment?
      • If I can't do housework, does ICBC provide homemaker benefits?
    • Your settlement
      • What does it mean to settle a claim?
      • Does it matter whether someone else caused the crash?
      • Am I entitled to injury benefits or damages?
      • ICBC "No Fault" Accident Benefits
      • Compensatory damages
      • Do I need to sue the other motorist?
      • What happens if I sue another motorist?
      • What does it mean to be "in breach" of my ICBC contract?
      • What if liability for a crash is shared?
      • What if someone else was driving my car?
      • The settlement process
      • When should I finalize my settlement with ICBC?
      • When can I expect payment?
      • Not satisfied with an ICBC settlement offer?
      • Working out the settlement
      • Working out the settlement
      • Working out the settlement
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What if I can't work?

If your injury makes it impossible to work, you might face financial hardship.

That's why ICBC "No Fault" Accident Benefits provide wage loss payments of up to $300 per week for all employed [click for definition] people injured in a crash, no matter who was found liable. These payments are also available to people who were not employed at the time of the crash but were employed for at least six of the twelve months immediately preceding the accident. This coverage is part of Basic Autoplan.

It is also possible to purchase an "Income Replacement Policy" that provides for wage loss payments in excess of $300 per week.

Depending on how liability is assessed in your situation, you may be eligible for compensatory damages that would exceed what you would receive in Wage Loss payments from ICBC Accident Benefits.

Here's how to find more about ICBC Accident Benefits wage loss coverage:

• Is there a deadline to apply for wage loss benefits under ICBC's Accident Benefits coverage?
• Do I need to provide proof of employment?
• Do I need to apply for disability payments from Employment Insurance (EI)?
• What if I receive other disability benefits while I am off work?
• What if I was injured during the course of my employment?
• If I can't do housework, does ICBC provide homemaker benefits?

You may also be entitled to past and future wage payments under compensatory damages:

• What if another driver was found liable for the crash that injured me?
• Can I receive advance payments for wage loss owing to me under compensatory damages?

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