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Driving outside of B.C.

Taking a road trip? Are you a snowbird heading south for the winter? Here's how to stay protected on the road.

You're covered in Canada and the U.S.

woman driving a car

Your Autoplan insurance covers you anywhere in Canada and the United States, including Alaska and Hawaii.

When you're using your car for vacation purposes outside the province, you don't need to change your insurance policy. If you're mixing travel with business, you'll likely need to add some coverage. To get the right coverage, ask your Autoplan broker. 

If your insurance or driver's licence expires while travelling

Make sure to check the expiry date on your insurance before you leave. If your insurance expires while you're out of B.C. and you're involved in a crash, you won't be covered. If necessary, you can renew your insurance before you leave.

If you're outside of B.C. and need to renew your insurance, call us:

ICBC Autoplan Sales

Same goes for your driver's licence. You can renew your driver's licence up to six months before it expires at any driver licensing office.

Extra protection for travelling in the U.S.

Many people choose to increase their Third Party liability coverage if they're travelling in the U.S.. Claim settlements in the U.S. can be quite a bit higher than here in B.C.

Also, Excess Underinsured Motorist Protection could be a good way to protect you and members of your household from the cost of injuries caused by another driver who doesn't have enough insurance.

We also offer some travel protection coverage. Speak to your Autoplan broker about the coverage that's right for you.

Insuring your vehicle outside of Canada and the U.S.

Your Autoplan insurance will not cover you outside of Canada and the U.S. If you're driving to Mexico or beyond, discuss your auto insurance needs with an ICBC Autoplan broker.

Refunding your ICBC insurance premium

If you're outside of Canada and the U.S. for more than 30 continuous days, you may qualify for a refund of the ICBC insurance premium you paid while away.

Applying for a refund

To apply for a refund, submit these documents to our Customer service department:

Entry and exit dates

Documents accepted to prove entry and exit:

Note:

Receipts submitted must include either the vehicle VIN, registration number, or licence plate number to be considered as valid proof of entry and exit dates. (A foreign insurance policy does not confirm the vehicle entered into another country or for how long.)

Customer service

Mail your documents to:

Customer service

Questions?

Call us:

We accept collect calls.