Loss of Use coverage pays for a rental vehicle or reimbursement for replacement transportation when, as a result of a claim, your vehicle is getting repaired or is a write-off. Combine Loss of Use with your Collision or Comprehensive or Specified Perils coverage and buy directly from your Autoplan broker.
Just because your vehicle is out of action does not mean you no longer need transportation. Loss of Use coverage gets you transportation while we complete the claim for your vehicle. You also get to choose your transportation:
Please note: Payments for substitute rental vehicles are limited to vehicle makes and models specified by ICBC that are similar in size to your own vehicle. Loss of Use Coverage does not apply when the amount claimed in damages is less than the deductible. Limousines used for hire, taxis and u-drives are not eligible for this coverage.
Your Autoplan broker can find the best deal for you. You do not have to wait until you renew your policy — get covered today.
To get this coverage, you must already have Collision, Comprehensive or Specified Perils insurance. Which one you have will determine when Loss of Use kicks in. For example, if you have Collision and Loss of Use coverage, you will get alternative transportation if you have a crash.
You are covered from when you crash until:
whichever happens first.
Get this coverage and more in the RoadSidePlus or RoadStar packages.