To ensure your collector car has adequate coverage you should register it first with ICBC to establish an agreed value. This might require a physical inspection and the agreed value will then be fixed on your policy.
While a collector car is often a labour of love, it is also important to preserve your investment for the amount of time and money spent. Our Agreed Value insurance works by establishing the vehicle’s worth before you buy your policy.
| Step | Action | |
| 1. | Get collector status for your car — Learn how to register and licence your collector car. (PDF) | |
| 2. | Purchase Own Damage coverage — Collision, Comprehensive, Specified Perils or any combination of these coverage options. | |
| 3. | To apply for the Collector Agreed Value Policy refer to the table below. | |
| If the vehicle value is $40,000 or less... | If the vehicle value is $40,000 or more... | |
please write to us and include the following:
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| 4. | Apply for the Collector Agreed Value Policy. Once we have received your application or inspected your vehicle, we will write to you to let you know if we agree with the amount. If we think the value is too much or too little, you will have the opportunity to provide more documentation for no extra charge. |
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| 5. | Once the amount is agreed upon, visit any Autoplan broker with your acceptance letter and buy your Agreed Value coverage. | |
Please note: Only the owner and all drivers who have held a valid driver's licence for 10 or more years may drive the vehicle, and the vehicle must be kept in a fully enclosed and locked location that can only be accessed by the insured and his or her household members.