- Find a broker
- How does Autoplan work?
- Basic Autoplan
- Optional extended Autoplan coverage
- Understanding your insurance costs
- Insuring your teen
- Moving?
- Commercial insurance
- Driving outside of B.C.
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Optional new vehicle coverage
Three types of optional coverage are available for your new vehicle: New Vehicle Replacement Plus, Replacement Cost, and Limited Depreciation.
What's included—compare coverage
Learn the features of the three coverages and what protection you get with each one:
| Vehicle types—is yours eligible? | New Vehicle Replacement Plus | Replacement Cost coverage | Limited Depreciation coverage |
| Brand new | Yes | Yes | Yes |
| Used | Yes | Yes | |
| Model years | 1 | 1, 2 and 3 | 1, 2 and 3 |
| What you get if your vehicle is a write-off | |||
| Deductible refunded | Yes | ||
| Compensation for inflation | Yes | Yes | |
| Compensation for depreciation | Yes | Yes | Yes. Does not apply to tires, batteries, convertible tops and vehicle paint. |
| We’ll pay to replace your vehicle if repair costs exceed | 50% of its market value | 75-90% of its market value | 75-90% of its market value |
Different settlements. Choose what you’d prefer:
|
Yes | Yes | |
| What you get if your vehicle can be repaired | |||
| Unlimited parts from your vehicle manufacturer (when available) | Yes | Yes | |
| Choose the body shop you want | Yes | Yes | Yes |
| ICBC c.a.r. shop repairs, with full guarantee | Yes | Yes | Yes |
Contact your Autoplan broker if you have any questions about