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Basic Autoplan Title

All drivers in B.C. must have Basic auto insurance coverage.

Basic Autoplan includes up to:

  • $150,000 for medical and rehabilitation costs for each injured person
  • $200,000 for damages claimed by other drivers
  • $1 million per person if the at-fault motorist is under-insured

What Basic costs

How much does Basic Autoplan cost? It depends.

When calculating your premium, we consider such things as the make of your vehicle, vehicle use and your claim record.

Find out how you can save money on insurance.

Who needs Basic

In B.C., you must have Basic Autoplan coverage—unless you are a visiting student, tourist or member of the military.

Learn more »

What Basic covers

See a quick summary of Basic Autoplan coverage »