All B.C. motorists must have ICBC Basic Autoplan insurance.
For extra protection that meets your needs, you can add Optional coverage on top of your Basic package.
Basic Autoplan coverage ensures anyone injured in a crash is eligible for essential medical care.
Learn more about what Basic Autoplan covers »
You can buy Basic auto insurance at an Autoplan broker near you.
Optional insurance can provide extra coverage for vehicle damage, injuries and other losses—to you or others.
You can buy Optional coverage from Autoplan brokers, as well as from other insurance companies.
To qualify for coverage after a crash, you must follow the terms and conditions of your policy.
For example, you must have a valid driver's licence.
It's important to know the restrictions on your Basic Autoplan policy.
Autoplan is sold exclusively through our B.C.-wide network of 900 Autoplan brokers.
Find an Autoplan broker near you »
The amount you pay for your insurance coverage is called a premium.
When calculating your premium, we consider such things as the make of your vehicle, what it's used for and your claim record.
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